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She also stresses that there are currently no standards for basic record-keeping, which can make it challenging for merchants to meet the evolving requirements for compelling evidence in credit card chargeback disputes. Though Visas new VCR initiative is intended to remove friction from the chargeback process, this type of system cannot be truly effective without regulations and standards, remarked Eaton-Cardone. There is an urgent need for the payments industry to focus on compliance and address the current lack of standardization; we must first achieve industry-wide compliance medical interview uk before we can attain equal balance. She notes that eCommerce merchants, in particular, have been struggling to combat rising chargebacks and friendly fraud. Visa openly acknowledges that card-absent merchants may experience higher chargebacks than card-present merchants as the card is not electronic read, which increases liability for chargebacks.(2) Furthermore, Visas efforts to expedite dispute resolution may mean that merchants have less time to gather and submit evidence. Those who do not respond by the time specified on the request will not be able to remedy the chargeback.(2) I would advise all merchants to begin preparing for Visas enhanced dispute resolution process now, counsels Eaton-Cardone. This involves two key steps: preventing transaction disputes and creating compliant representment cases. Merchants who develop these capabilities medical interview registrar internally or partner with an experienced chargeback management specialist will not only be VCR-ready, but theyll also succeed in reducing chargebacks and combating friendly fraud. For more information on Chargebacks911 and its comprehensive chargeback management solutions, as well as informational resources for eCommerce merchants and details on Monica Eaton-Cardones upcoming seminars and speaking engagements, visit https://chargebacks911.com . About Global Risk Technologies and Chargebacks911: Chargebacks911 is a division of Global Risk Technologies, which is internationally recognized as a leading provider of comprehensive risk management solutions to the payment processing industry. With offices in Europe and the United States, Global Risk Technologies manages over 200 million transactions worldwide each month. Chargebacks911 is headquartered in Tampa Bay, Florida, and specializes in chargeback mitigation and dynamic loss prevention.
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